Products

Financial Insurance Packages

Each of our products are specifically designed to suit out clients needs. Whether it’s for an individual or an entire family, we have the package for you.

We provide a range of diverse insurance products to suit the needs of our clients

PERSONAL LOANS:

Short term Credit Transaction:

  • R50,00 – R8000,00 loans.
  • 1 to 6 month repayment term.
  • Interest, Initiation- and Service fee as well as Vat as stipulated in the NCA. (NATIONAL CREDIT ACT) Regulations Chapter 5

Credit life

(Maximum of R100 000 per policy holder)
This Product is specifically designed to cover the borrower’s outstanding debt.

If your clients’ sign up for this product, they automatically gain access to our value added product called UIA Assist app.

Loans are covered in the event of the borrowers:

Death,
Permanent Disability,
Temporary Disability or;
Retrenchment.

Age Limits:

Death 99 years
Permanent Disability 65 years
Temporary Disability 65 years
Retrenchment 65 years
Premium rate payable by the borrower is calculated at 0.45%

Fully integrated with loan management systems: Delfin and Mycomax

Cover has a maximum pay-out of R100 000 per policy holder.

Beneficiary cash plan

(Maximum of R60 000 per policy holder)
An optional death benefit that pay-out to the policy holders nominated beneficiary.

If your clients’ sign up for this product, they automatically gain access to our value added product called UIA Assist app.

Premium payable by the borrower

The product complies with the National Credit Act.

Terms and Conditions are applicable to both products.

Family funeral plan

We offer a structured Funeral Plan with a variety of cover options available for individuals and families (including children) as well as extended family members.

Other options include a Grocery Benefit and a Bonus (Savings) Benefit options.

FIND OUT HOW TO APPLY