Corporate Solutions
ARE YOUR STAFF LOANS CREATING HEADACHES FOR YOUR COMPANY?
IS YOUR WORKING CAPITAL TIED UP IN STAFF LOANS, INSTEAD OF FUNDING YOUR BUSINESS?
DOES KEEPING TRACK OF LOANS CREATE AN ADMIN NIGHTMARE?
ARE YOU COMPLIANT WITH THE NCR REGULATIONS?
WHY NOT OUTSOURCE YOUR STAFF LOANS AND RECEIVE EXTRA INCOME
CORPORATE STAFF LOAN
Solutions
Unifin Systems consist of the latest Technology to administer our Short term Loan book which enables us to :
Do an Affordability assessment
Issue quatations
Load clients
Issue Loans
Allocate payments
Execute journals
Issues settlement figures
Issue statements
Prepare deduction lists
Management reports
Sms communication
Administer Insurance claims
The software security systems in place are :
We are able to issue loans at place of employment if needed as we are able to safely roll out Credit electronically to our clients via and EFT to a pin protected card issued to a Client enabling the Client to safely draw the money from any ATM at their convenience.
NO SECURITY ISSUES HAVING LARGE AMOUNTS OF CASH
IMPORT/EXPORT FACILITY FOR PAYDAY AND VIP PAYROLLS:
This facility is a program feature and has specifically been designed to assist pay-offices with workload.
Instead of having to load repayment premiums manually on the VIP and/or Payday payroll system, it can now be imported electronically, saving hours of labour intensive work in pay-offices.
This unique program setup feature enables us to restrict certain user actions, ensuring correct placement and administration of transactions on client files.
LOAN PAYOUTS
All loans are processed and can be paid out cash, electronically to a client or paid into a card issued to a client
SURETIES
NO Sureties are required and all risks are carried by Unifin
RATES AND FEES
All rates, fees and costs are charged within regulation as prescribed by the National Credit Act
COMMISSION
Unifin will be more than willing to pay a commission if a Payroll deduction is in place, these funds can be used by an Employer to cover costs or even rewarding the staff.
In the case of normal walk in client referrals to our offices, cash commissions are in place
BENEFITS/REWARDS
Unifin prides itself in building a relationship through service levels with our dedicated staff. We believe in being involved with our client’s needs.
This will be accomplished through several ways, like hosting year-end functions and giving back to the Community and members/staff. We could do lucky draws, help fund general handouts caps, T-Shirts and other marketing materials.
EDUCATION
Unifin not only believes in the responsibility to educate our customers but also operates according to strict ethical standards. It is our firm belief that our customer should be aware and understand the commitment and the effect of any Credit agreement they form part of.
We strive to educate clients on an ongoing basis concerning:
- Consumer Credit rights
- Personal budgets
- Dangers in the Credit market
The need for Credit amongst all South Africans, especially the need for smaller more controllable Loans is a specific and fragile aspect which is is often overlooked by most Credit Providers. We have specialised this specific loan type and we are confident enough to make the claim that no other Micro Lender can or will offer the flexibility, variety and quick and professional service that Unifin can offer.