How to Apply

Visit any of our Branches for friendly and helpful assistance.

Short-Term Credit Transactions

Application Process & Required Documentation:

In order for us to do an affordability check and process an application the following will be required:

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Copy of ID document

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Copy of Latest pay-slip
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Minimum of 2 x month bank statement
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A completed application form
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A completed  and signed income and expenditure statement
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A signed Pay Authorization form. (In cases where pay-offices agree to deduct premiums)
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A signed Quotation / Contract (This is a combined form to save on unnecessary paperwork to clients)
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All loans paid out electronically to a card supplied by Unifin. This makes it safer, easier and more convenient.

Uni-Fin is in the market to establish  long-term relationships and do not practice nor encourage reckless lending. It is therefore imperative to have all required documents before a proper affordability assessment can be made and credit issued.

Qualifying criteria:

The following criteria has to be met for the Short Term Credit Transaction:

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Has to be a permanent employee of the specific Employer.
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Be an Union member or dual member. (Or as specified by yourself)
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Not be under administration and/or under debt review.
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Be older than 18

Please visit any of our Branches for more information and to apply for a loan.