Privacy Policy

Unifin promises to treat all your personal information carefully and responsibly.

Personal information includes any information that lets Unifin identify you, such as your name/s and surname combined with your physical address, contact details and/or passport/identity number.

Special personal information includes that which details your race or ethnic origin, religious and philosophical beliefs, political persuasion, trade union membership, health or sex life, biometric information (for example, your voice or fingerprints) or any criminal behaviour which relates to alleged criminal offences or proceedings.

Personal information may be given to or collected by Unifin in writing as part of a written application form, electronically (email), telephonically, online or via Electronically recorded loan application processes.

Processing of personal information includes any initial processing that Unifin does when we first collect your personal information. It also includes any further and ongoing processing that Unifin is allowed to carry out legitimately.

The term ‘processing’ includes collecting, using, altering, merging, linking, organising, disseminating, storing, retrieving, disclosing, erasing, archiving, destroying or disposing of personal information.

Unifin will only collect and process your personal information for the reason you provided it to us, or to enable us to comply with NCR Rules and regulations.

Unifin may process your personal information to protect your or our legitimate interests. Unifin will not collect and process personal information about you that we do not need for this purpose. The general purposes for which Unifin collects and processes your personal information include, but are not limited to:

1. Creating a record of you on our system to verify your identity, assess your application for products and/or services, provide you with the products and/or services you have applied for and then communicate with and keep you informed about these products and/or services;

2.Assessing whether you qualify for credit, or an increase or decrease of your credit limit;

3. Meeting your financial services needs by providing you with customised offers, experiences, and communications;

4. Providing discretionary and administrative financial services;
5. Identifying you and verifying your physical address, source of funds, income and similar information; Which forms part of FIC Regulations.

Unifin will not share your personal information with third parties who do not need your personal information, or where Unifin is not legally permitted to do so. When Unifin decides to transfer your personal information to third parties, we will only provide it to organisations that have data privacy policies equivalent to Ours.

Unifin reserves the right to change this statement at any time. All changes to this statement will be posted on the website. Unless otherwise stated, the current version shall supersede and replace all previous versions of this statement.